Your Dedication Deserves Home Loan Privileges
Financial Solutions for Emergency Service Personnel & Health Professionals.
Welcome to 000 Home Loans
We specialise in Home Loans for Firefighters, Police Officers, Paramedics, Medical Practitioners and all First Responders.
000 Home Loans is powered by iChoice, the award-winning Australian team of advisors. We understand the unique financial needs of emergency service personnel which is why we keep abreast of what special policies and offerings are rolling out in the market to specifically help emergency personnel and health practitioners. You get to enjoy better interest rates, specialised industry policies and a dynamic lending structure that will help you get ahead faster.
000 Home Loans is founded by former retained firefighter at the infamous 66 and iChoice Managing Partner – Jason C. Khoury (MPA Top 30).
Our mission is to provide tailored home loan solutions that recognise and reward the vital work you do.
Proudly 100% FREE Mortgage Brokers
Our service doesn’t cost you a cent. We’re paid by the banks, not by you, which means you get expert advice and access to 40+ lenders without the added fees.
Doctors
Health Specialists
Nurses
Ambulance
Police
Firefighters
SES
We specialise in Home Loans for:
Benefits that work harder for you
Emergency personnel get to enjoy so many benefits, but so many are unaware of what’s out there. Our team take great pride in staying up to date with the latest policies and lending structures so that we can give you the very best advised based on your circumstances.
we have learned that Specialists appreciate advice from Specialists.
Improved Loan-to-Value Ratios (LVRs): Benefit from improved LVRs, reducing the need for 20% equity.
For Police, Firefighters and Paramedics, LVR of 92% is now extended (without LMI), for purchases and an LVR of 88%, for refinances
A 92% LVR without LMI is extended to nurses and midwives
95% LVR is extended to doctors and dentists,
90% LVR to sonographers, speech pathologists, optometrists, pharmacists, vets, audiologists, chiropractors, occupational therapists, osteopaths, physiotherapists, podiatrists, psychologists & radiographers.
Comprehensive Income Assessment: 100% of shift allowances, loading, and overtime considered in capacity assessments.
Guarantor Loans: Access up to 104% loans with a guarantor.
Simplified Servicing: Easy servicing for those with a side business.
Exclusive Discounts: Enjoy interest rate discounts and fee-free loans.
Free Valuations and Refinance Rebates: Receive free valuations and up to $5,000 in refinance rebates.
Specialised Advice: Benefit from our credit advisors with over 18 years of experience with health & emergency professionals.
Supported By All Major Lenders
Don’t wait to secure the dynamic lending structure you deserve. Contact us today and let 000 Home Loans make your home ownership dream a reality!
Stay ahead with 000 Home Loans
You spend your days protecting and caring for others — let us look after you. Join our newsletter for insider tips on securing better home loan rates, exclusive lender offers for emergency and health professionals, and straightforward advice to help you get ahead in the property market. No jargon, no spam — just the support you deserve.
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